Category Archive : Law

Tips on Instituting a Criminal Background Check at Your Company

Every large company has some form of criminal record background check system for new hires. Many smaller businesses, however, either do not have one or have only partially implemented one. If you fall into either of the latter categories, here is some implementation advice.

Understand Why You Are Doing It

If the only reason you are implementing a criminal background check system is that other businesses are doing it, rethink your plans. You want to have the reasoning why you are implementing the program clear in your own mind or you will never be able to explain why adequately to your employees.

Understanding why and being able to explain it, though, is important. If you do not, it will raise questions in some employees’ minds. If you implement it company-wide, it can lead to a sense by employees that they are not trusted.

Understanding fully why you think this type of a program is a good idea is key to being able to get buy-in from your employees.

Define What It Entails

Part of understanding the “why” is only accomplished by defining it clearly. That means you need to take the time and outline the need, proposed solutions, possible obstacles or challenges, accepted solution and policy Development.

The Need: Clearly state why you feel this policy is needed and how it will help your company produce better products and achieve better customer service.

Proposed Solutions: Regardless of what you choose, you must define every aspect of any solution, including training form implementation employees.

Obstacles and Challenges: These are impediments to the successful implementation of the policy. For example, if you are implementing a companywide criminal background check and a particularly good employee has a criminal record, how will you handle that situation?

Accepted Solution: Select the option that best serves your company.

Policy Development: These are the tactics that help run the program selected. They include, but are not limited to screening requirements, vendor, results consequences, privacy procedures, appeals, etc.

Legal Review

Your final policy should go through a legal review to ensure it is not violating any civil, employment or privacy rights.

Roll-Out

The degree to which this is publicized withing the company is solely up to the owner and management team. The goal is to make everyone that needs to know about the policy aware of it. A complete explanation is needed if you are implanting it company-wide or company-wide for selected positions.

It was probably always needed but having a criminal record background check system in place at least for new hires is a necessity today. By following the tips above, you can make sure your policy rolls out with no hitches.

The Need Of Hiring A Lawyer To Facilitate The Insurance Claim

In case of an insurance claim, the claimant wishes for the maximum settlement amount to recover their losses whereas the majority of the insurance xompanies will be looking to minimize their liabilities. This results in a conflict of interest between claimant and insurance company. A claimant will not be well versed in the legal nuances of the claim. Thus they may not be able to pursue the claim with due diligence. This calls for a professional like an insurance dispute lawyer that’s well versed in insurance claim process and it is legal fine print.

The assessment of the claim and the need of lawyer

The insurance claims are assessed by either the insurance adjusters or the lawyers working for the Company. The representative from the insurance company inspects the property for which the claim is raised. The company adjuster/ lawyer may question the claimant or other related parties to identify the cause of claim and extent of the damage. This also involves taking a number of photos that are included in the assessment of the company.

Presence of the lawyer representing the claimant is critical at this juncture. The lawyer would be able to protect the claimant’s interest. They will be instrumental in getting the accurate details recorded with the insurance adjuster so that it’s not used against the claimant to lower the amount of claim.

What type of insurance claims can a lawyer handle?

Any type of insurance claims for the damage to property covered by an insurance policy is the purview of the Insurance claims lawyer. A few types of property damages are

• Storm damage such as flood, hurricane or tornado, etc.
• Vandalism or theft
• Fire damages
• Water damages

When do you need an insurance claims lawyer?

While claiming damages, there could be following two scenarios

• The claim is already processed and it’s either rejected or the amount paid is low- The claimant can hire an insurance attorney to contest the decision of the Insurance Company legally. Many times the insurance company underpays or wrongfully rejects the claim. This can be legally contested and the claimant can legally obtain the entitled claim value.

• The claim is being filed – Hiring the professional help from the onset is the best approach since the insurance claims lawyer helps in proper assessment of the claim so that the assessment done by the company does not harm the claimant’s interests. The lawyer helps by preventing any mistake by the claimant and in furnishing all the correct and relevant information that favors the claimant with the insurance adjuster so that the claimant receives the maximum entitled claim value under the policy.

An insurance lawyer first and foremost represents the claimant’s interest and keeps them from getting compromised or undermined by the insurance company. Being well versed in the legal nuances, they can be consulted by the claimant for suggestion related to a claim so that the potential of getting the entitled amount is increased or they can be hired to handle the claim on their client’s behalf.